How much does it cost to have a baby without insurance?

We had a difficult decision to make last year. I got hit by a layoff with my Fortune 500 employer but we knew it was our best opportunity to have a baby.

At the time, I called every hospital and doctor's office in the area to see if I could get an idea of price. My calculation was that it would have cost $8,000 out of pocket.

We had a relatively uneventful birth with no complications. After tallying all the bills, it turns out that was a pretty accurate estimate. Here is what we were billed for. I hope this is helpful to some of you out there who are in the same boat.

Location: Raleigh/Durham, NC, USA

	Anest.	Hospital	Lab	OBGYN	Path	Specialist	Total Result
Sum - Retail	$1,404	$9,223	$237	$3,677	$80	$2,874	$17,495
Sum - Insurance Negotiated Rate	$1,123	$5,979	$92	$2,157	$60	$2,051	$11,463
Sum - Cash 50%	$702	$4,612	$119	$1,839	$40	$1,437	$8,748